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Meet Your Coastal Agency Brightway Insurance Team

The key to exceptional insurance coverage starts with an agent who truly understands your needs. Our Coastal Agency team lives right here in the community. We know the unique risks, assets, and lifestyles of Fernandina Beach residents.

Let's talk.

5472 First Coast Hwy
Suite 12
Fernandina Beach, FL 32034

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904-712-6300

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About Lauren

Lauren believes the best businesses are built on relationships. A Fernandina Beach native, she co-founded The Coastal Agency alongside her brother Jackson with a shared conviction that insurance, done right, is fundamentally a relationship business. Her role today reflects that belief in every direction: inward toward her team, outward toward her clients, and into the community.

As Agency Principal, Lauren is focused on holding the agency to a standard that goes
beyond transactions. In a world where most things happen with the click of a button, The Coastal Agency still picks up the phone, sits across the table, and takes the time to understand what's at stake for the families and individuals they serve.
Lauren serves on the committee for the City of Fernandina Beach and Nassau County Program for Public Information — a FEMA initiative supporting coordinated local flood hazard outreach — and is an active Affiliate Member of the Amelia Island–Nassau County Association of Realtors, where she was honored as the 2021 Affiliate of the Year. She also serves on the Board of Directors for the Boys & Girls Clubs of Nassau
County Foundation, a program near to her heart, driving awareness and support for local families.

When she's not at the office, you'll find Lauren cooking, practicing yoga and enjoying outdoor activities with her family and English Bulldog, Rex.

About Jackson

Jackson opened The Coastal Agency alongside his sister Lauren with a simple but uncommon conviction: that insurance should feel personal, not transactional. That conviction shows up in everything the agency does. Agents who actually answer the phone. Coverage conversations that go beyond the policy. Referrals to other trusted local professionals when the situation calls for it. Jackson understands that when a client walks through the door, they're not just buying insurance — they're entrusting someone with the things they've worked hardest to protect.

Jackson is a founding member of The Greater Nassau Rotary Club, an active Affiliate
Member of the Amelia Island Nassau County Association of Realtors, and the 2021 Affiliate of the Year. In 2019, the Nassau County Chamber of Commerce named him Young Business Leader of the Year — recognition that reflects not just his professional standing, but the kind of neighbor and community member he is.

Off the clock, you'll find him on the golf course, cooking, or enjoying time with his family.

About Callie

Callie came to Fernandina Beach in 2015 and never looked back. A Georgia native and proud UGA graduate, she found her people here — and has spent the years since building a career and a life that are deeply rooted in this community.

With over 12 years in P&C insurance, Callie has the kind of experience that shows up when it matters. She's thorough, she asks the right questions, and she takes the time to understand what her clients are protecting — not just their assets, but the life they've built around them. The result is coverage that's genuinely customized, not just technically adequate.

Her approach is straightforward: know your client, know the market, and never put
someone in a policy that doesn't truly fit. That philosophy has earned her the trust of clients who don't just stay — they send their friends and family.
Off the clock, Callie, her Husband and two boys stay active with youth sports. Callie currently serves on the Board of Directors for Fernandina Beach Babe Ruth Leage.

Additionally, she is a member of The Principal Advisory Committee at Southside
Elementary & the School Advisory Council at Emma Love Hardee Elementary.

About Davin

A Fernandina Beach native, Davin knows this community— the neighborhoods, the people, the things that matter most to the families who call this place home. That local instinct, combined with a natural warmth and a genuine love for the work, makes her exactly the kind of advisor you want in your corner.

Davin brings the kind of attention to detail that clients notice immediately — the follow-
through on the small things, the thoroughness in reviewing coverage, the way she makes a complicated process feel completely manageable. She doesn't just find you a policy. She makes sure it actually fits your life.


When off the clock, you can find Davin at the beach, a local coffee shop, or perusing the
downtown farmer’s market in search of inspiration for her next recipe.

Rex Mathewson from The Coastal Agency, Brightway Insurance

Rex Mathewson

About Rex

Rex is the designated “Office Dog” and VP of Power naps at The Coastal Agency. Duties include but are not limited to: being adorable, welcoming guests, eating lunch leftovers, snoring loudly enough for the neighbors to hear and providing comic relief for employees.

When not at the office, you can find Rex enjoying a sunny porch or closely following behind the children in his family, ensuring crumbs never hit the floor.

 

About Annette

With over 40 years in the insurance industry, Annette brings a depth of knowledge that's hard to come by. A former Commercial Lines Account Manager, she's held a wide range of roles throughout her career — and has seen just about everything this industry has to offer.

When Annette relocated to Amelia Island in 2022, she found herself working with our
own Callie to insure her new home. What started as a client relationship eventually turned into something more — because after a lifetime of meaningful work, retirement left Annette ready for a little more. More conversation, more purpose, more of the kind of work that actually matters.


Annette joins us three days a week, and in that time she manages to keep the whole
operation running smoothly — all while making sure every person who walks through our door feels genuinely welcome.

Off the clock, Annette enjoys singing with her husband and performing as a duet at various local venues. She also loves supporting other musicians, dining at local restaurants and hopes to play more golf soon!

Visit us to learn more about Fernandina Beach Insurance

We're eager to help you find the right insurance online or in-person. Visit our office to meet your new insurance team.

Our Office

5472 First Coast Hwy
Suite 12
Fernandina Beach, FL 32034

Office Hours

Monday-Friday: 8:30 a.m. to 4:30 p.m.
Saturday-Sunday: Closed

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The Coastal Agency

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